Licensed Microfinance · Malawi

The springboard for your next move.

Flexible business, group and payroll loans from MWK 300,000 to MWK 10 million — designed for Malawi's small businesses, employees, and entrepreneurs.

MK 300K–10M
Loan range
3
Loan products
Lilongwe
Head office
Our products

Loans built for the way Malawians do business.

Three flexible products, one consistent range: starting at MWK 300,000 and going up to MWK 10 million per individual. Choose what fits how you earn.

Individual business

Kankha Wekha

For solo entrepreneurs and proven business owners ready to grow. Capital you can put to work — stock, equipment, working capital — with repayment terms that match your cash flow.

From
MK 300,000
Up to
MK 10 million
Group loans

Kankha nda Nzako

Stronger together. Group-backed lending for small business clusters, market traders and cooperatives — designed around shared accountability and community trust.

From
MK 300,000
Up to
MK 10 million
Payroll · Employer-backed

Kankha wa Ntchito

For salaried workers whose employer is partnered with us. Repayments are deducted directly from your payslip — meaning lower risk, faster approval, and competitive rates for you.

From
MK 300,000
Up to
MK 10 million
Why Springboard

A licensed lender that treats you like a partner, not a file number.

We're built in Malawi, for Malawi — combining proper compliance with the practical flexibility small businesses actually need.

01

Flexible loan options

Three products tailored to how you actually earn — whether you're self-employed, in a group, or on payroll.

02

Quick & easy approval

Straightforward paperwork and a process built for speed. Most clients move from enquiry to disbursement in days, not weeks.

03

Competitive interest rates

Honest, transparent pricing. No hidden fees, no surprises. You'll know exactly what you're paying before you sign.

04

Financial literacy training

Borrowers get access to practical training on cash flow, record-keeping and business growth — at no extra cost.

05

Community-focused support

Our officers know Malawian markets and Malawian businesses. You speak to people who understand the real conditions you operate in.

06

Licensed & accountable

Springboard Microfinance is a regulated, licensed microfinance institution — your money and your borrowing are protected.

How it works

From enquiry to disbursement — in four clear steps.

No mystery, no maze. Here's the path every borrower follows with us.

01

Get in touch

Call, email, walk in, or fill the form below. Tell us a little about what you need.

02

Meet a loan officer

We'll discuss your business, your needs, and the product that fits you best.

03

Submit & assess

Provide a short set of documents. Our team reviews and gets back to you quickly.

04

Approval & disbursement

On approval, funds are disbursed and you get a clear repayment plan from day one.

Our team

The people behind your loan.

A close-knit team combining finance, compliance and on-the-ground field experience.

AK

Alex Kalumo

Managing Director

TM

Treza Matanga

Finance & Admin Manager

KM

Khumbo Malanda

Senior Loans Officer

AN

Alex Nkhonjera

Compliance Officer

GM

George Mbawa

Loans Officer

FM

Faith Mkolongo

Loans Officer

Ready to take the next step?

Whether you're growing a market stall or a registered business — let's talk about the right loan for you.

Visit · Call · Email

Get in touch.

Walk in, call us, or send a message. Our team will get back to you promptly.

Visit us

Accord House, Room 7
Yanakis Roundabout, Chirambula Highway
Lilongwe, Malawi

Postal

P.O Box 3055, Lilongwe, Malawi

Send us a message

Tell us a bit about what you need and a member of our team will get in touch.

Or email us directly at info@sbmfinancemw.com